[] () a plan for making money that involves encouraging people to invest by offering them a high rate of interest and using their money to pay earlier investors. When there are not enough new investors, people who have recently invested lose their money.庞氏骗局（通过高回报率吸引投资，用后期投资者的投资偿付前期投资者的骗局）ⓘ Charles Ponzi organized the first scheme of this kind in the US in 1919.查尔斯 • 庞齐于 1919 年在美国首次组织了此类投资欺诈活动。