[, ]the process of identifying possible risks, developing ways of making their effects less serious, and sharing information about them风险分析（找出潜在风险及降低风险的方法）◆The goal of risk analysis is to uncover potential problems.风险分析的目标是发现潜在的问题。➡risk assessment , risk management () a method of calculating how safe it is to lend money to a person, an organization or a country, or how safe an investment is风险分析（贷款或投资安全性分析）◆Risk analysis provides a framework for assessing loan requests.风险分析提供了评估贷款要求的框架。