[] () the right of an insurance company to claim back money it has paid out to sb from the person, company, etc. who caused the loss, damage or injury（保险公司的）代位追偿权◆Relying on the subrogation clause in the policy, the insurer sued the negligent driver.依据保单中的代位追偿条款，保险公司对疏忽大意的司机提起了诉讼。