[] the amount of money that is left in a bank account at a particular time贷方余额（某一特定时间的银行账户结余）◆The bank is offering 4% interest on credit balances.银行对贷方余额提供 4% 的利息。◆The bank statement shows a credit balance of €274.银行结单显示有 274 欧元的贷方余额。OPPdebit balance () in a company's financial records, the amount by which the total credits are greater than the total debits in a particular account贷方余额，贷差（账目中的贷方比借方多出的数额）◆A credit balance of $127 was carried forward from the previous year.127 元的贷方余额是从上一年结转下来的。