() electronic funds transfer at point of salea system used in shops/stores to allow people to pay for goods or services using a bank card or credit card. The money is paid directly from the customer's account by a computer link.电子资金售点转账系统（顾客在商店使用银行卡或信用卡购买产品或服务，货款通过计算机直接从顾客账户转到商店账户）