() annual percentage ratethe total amount of money that is charged in one year for borrowing money compared with the amount of money borrowed, used when interest is normally paid more often than once a year; the amount received from money invested贷款年利率；年度百分比利率◆The bank offers an APR of 21% on its credit card.银行对信用卡提供 21% 的贷款年利率。➡AER ➡EAR