[] () a person whose job is to estimate the risks involved in a particular activity, decide if it can be insured and how much sb must pay for insurance核保人 () ( ˈwriter) a person or an organization that underwrites insurance policies, especially for ships（尤指船舶的）保险人，保险商 () a bank or another organization that promises to buy the shares that are not sold when new shares are offered for sale证券承销商chartered life underwriter insurance underwriter lead underwriter managing underwriter