[, ]the process in which sb who owes money agrees to make regular payments to a person or business, who takes this money and arranges with the businesses who are owed money how the debt will be paid债务调整（协调债务人与债权人之间还债方式的过程）◆We are fully licensed to deal in debt adjustment and counselling.我们执照齐全，可以经营债务调整及谘询业务。 () a legal process that a person who is bankrupt (= unable to pay their bills) can use to reduce the amount of their debts and the period of time over which they must be paid债务调整（破产者可应用于减少债务金额和还款期限的法律程序）◆The court must confirm the debt adjustment plan.法庭必须确认债务调整计划。▸ˈdebt adˌjuster