[] ( ˈproperty loan) a legal agreement by which a bank or similar organization lends you money to buy a house, flat/apartment, etc. or land, and you pay the money back over a number of years; the sum of money that you borrow按揭；抵押贷款◆Taking out a mortgage is a big financial commitment.举借抵押贷款是一项重大的财务事件。◆You can save thousands in interest by paying off your mortgage early.提前还贷可以免付数千元的利息。◆Interest rates, and therefore mortgage repayments, are expected to rise next year.预计明年利率将会上调，按揭还款金额也会随之上涨。➡home loan ➡ see note at loan ⨁to apply for / get / have / take out a mortgage申请／取得／拥有／举借抵押贷款⨁to pay / pay off / repay a mortgage支付／还清／偿还抵押贷款⨁mortgage payments / repayments按揭贷款的还款⨁mortgage arrears抵押贷款逾期欠款endowment mortgage