[, ]a record of the loans and credit that sb has received and whether they have paid back the amounts that they owe in the right way信用记录◆Getting a mortgage requires a good credit history.获得按揭需要良好的信用记录。◆The rate of interest will be based on your credit history.利率将根据你的信用记录而定。➡credit rating ⨁a good / bad / poor credit history良好的／不良的／欠佳的信用记录⨁little / no credit history几乎没有信用记录；无信用记录⨁to build / create / establish / have a credit history建立信用记录